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Posts by Aradhana Sharma

Home » Archives for Aradhana Sharma » Page 3

About Aradhana Sharma
Aradhana Sharma is a financial consultant for small-scale businesses, from Delhi. She lived and worked in the United States for twelve years and moved back to India in 2019, which is why the NRI money guides on NutriZoe cover the leaving as carefully as the arriving. She has spent 9 years self-employed across 7 global platforms and teaches business and finance courses on Udemy. On NutriZoe she covers US retirement accounts, cross-border tax reporting and the software a one-person business runs on, for Indians who have moved to the US. She is not a licensed financial advisor, CPA or immigration attorney, and nothing she writes is personalised advice.
The HSA for Freelance Retirement: A Triple-Tax-Advantaged Strategy
Posted inSolopreneur

The HSA for Freelance Retirement: A Triple-Tax-Advantaged Strategy

Reviewed 11 September 2026. Figures on this page were checked against IRS.gov and Publication 969 on that date. Contribution limits and thresholds change every year, so if a number here…
Posted by Aradhana Sharma March 5, 2026
Maximize Your Wealth: Freelance Tax Deductions for Retirement Explained
Posted inSolopreneur

Maximize Your Wealth: Freelance Tax Deductions for Retirement Explained

Reviewed 11 September 2026. Figures on this page were checked against IRS.gov on that date. Contribution limits and thresholds change every year, so if a number here no longer matches…
Posted by Aradhana Sharma March 5, 2026
SEP IRA vs Solo 401(k): Which is the Best Retirement Plan for You?
Posted inSolopreneur

SEP IRA vs Solo 401(k): Which is the Best Retirement Plan for You?

SEP IRA vs Solo 401(k): Which is the Best Retirement Plan for You? Analyzing the Core Architecture of Freelance Retirement AccountsWhy the brokerage industry steers you toward the SEP IRAThe…
Posted by Aradhana Sharma March 5, 2026
Retirement Savings for Freelancers: 3 Fail-Safe Systems to Build Wealth on Irregular Income
Posted inSolopreneur

Retirement Savings for Freelancers: 3 Fail-Safe Systems to Build Wealth on Irregular Income

Reviewed 11 September 2026. Figures on this page were checked against IRS.gov on that date. Contribution limits and thresholds change every year, so if a number here no longer matches…
Posted by Aradhana Sharma March 5, 2026
Solo 401(k) for Freelancers: The Ultimate Guide to Maximize Savings in 2026
Posted inSolopreneur

Solo 401(k) for Freelancers: The Ultimate Guide to Maximize Savings in 2026

Reviewed 11 September 2026. Figures on this page were checked against IRS.gov on that date. Contribution limits and thresholds change every year, so if a number here no longer matches…
Posted by Aradhana Sharma March 5, 2026
Freelance Retirement Planning: 7 Essential Steps to Secure Your Future
Posted inSolopreneur

Freelance Retirement Planning: 7 Essential Steps to Secure Your Future

Reviewed 11 September 2026. Figures on this page were checked against IRS.gov on that date. Contribution limits and thresholds change every year, so if a number here no longer matches…
Posted by Aradhana Sharma March 5, 2026
A visual representation of a data scientist applying advanced probability and statistics concepts to answer challenging interview questions, highlighting the importance of deep intuition over rote memorization.
Posted inJust Intelligence

Probabilistic Thinking Dominates Data Science Interviews

While the masses are still memorizing Python libraries and complex algorithms, I'm focusing on what truly differentiates top data scientists: mastering data science interview probability questions. This isn't about rote…
Posted by Aradhana Sharma February 22, 2026
An iPhone displaying a satellite connection icon in a remote. An iPhone 14 or newer model demonstrating the satellite connectivity feature, allowing users to send messages in areas without cellular or Wi-Fi. The image highlights the crucial role of iPhone satellite messaging for emergency and remote communication in challenging environments.
Posted inJust Intelligence

iPhone Satellite Messaging Will Transform Remote Communication

While the masses debate the next big app update, I’m already focused on a far more significant shift: iPhone satellite messaging. This isn't just a niche feature; it's a turning…
Posted by Aradhana Sharma February 22, 2026

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Mind Bending Topics

  • H4 visa holder reading a USCIS request for evidence at a table, an H-4 card and hourglass shown beside her
    H4 EAD RFE: How Long You Actually Have
  • Alarmed woman reading an official letter at a desk at night, a red alarm clock and warning sign beside her
    Forgot Form 8938? The Penalty and the Way Out
  • Man at a desk at night comparing two US tax returns side by side, Form 1040 and Form 1040-NR shown above them
    Filed a 1040 Instead of a 1040-NR? Here’s the Fix
  • Indian graduate on OPT frowning at a pay document in a sunlit apartment, tax and refund icons floating beside her
    FICA Withheld on OPT? How to Get It Back
  • Worried man at a kitchen table late at night looking at a laptop, bank statements spread in front of him
    Forgot to File an FBAR? What Actually Happens Next

Recent Comments

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