Disclaimer

This is the disclaimer for NutriZoe (nutrizoe.in), worth reading in full given the subject: tax and retirement decisions for Indians living in the US. I’m Aradhana Sharma. I write and stand behind every page on this site myself.

General information only

Everything on this site is for general informational and educational purposes. I make a genuine effort to get it right, sourced to IRS.gov, FinCEN, the SSA and other primary sources as described in the editorial policy, but I make no warranty that any of it is complete, current, or correct for your specific situation.

Not personalised advice

I’m a licensed financial advisor and a financial consultant for small businesses, but NutriZoe does not offer paid or personalised advisory services. I am not a CPA, tax attorney, or immigration attorney. Articles here are general education, not individual financial, tax, or legal advice. For a decision involving real money or visa status, consult a qualified professional who can review your facts. Anyone who wants my licence details can request them by email.

How AI is actually used here

I use AI tools in my own research process only. Every figure here is one I verified myself against a primary source before it was published. If you ever find a number that reads like it came from a model instead of a source, tell me. That would be a mistake I want to catch.

Links to other sites

This site sometimes links to third-party pages, mostly primary sources like IRS.gov or FinCEN. I don’t control those sites and I’m not responsible for what’s on them.

Fair use

Where I reference third-party material, it’s for commentary, education or citation, consistent with fair use principles under applicable copyright law.

One official site

nutrizoe.in is the only site I run under this name. I’m not affiliated with any other domain using a similar name.

Corrections

If you find something wrong here, email me. Corrections get priority, and I note what changed on the post itself, per the editorial policy.

By using this site, you’re agreeing to this disclaimer. Last updated 17 September 2026.