Disclaimer

This is the disclaimer for NutriZoe (nutrizoe.in), worth reading in full given the subject: tax and retirement decisions for Indians living in the US. I’m Aradhana Sharma. I write and stand behind every page on this site myself.

General information only

Everything on this site is for general informational and educational purposes. I make a genuine effort to get it right, sourced to IRS.gov, FinCEN, the SSA and other primary sources as described in the editorial policy, but I make no warranty that any of it is complete, current, or correct for your specific situation.

Not personalised advice

I’m a financial consultant for small businesses, not a licensed financial advisor, not a CPA, and not a tax or immigration attorney. Nothing here is personalised financial, tax, or legal advice. I don’t offer one-on-one advisory services through this site. For a decision with real money or your visa status attached, take it to a licensed professional who can look at your actual facts.

How AI is actually used here

I use AI tools in my own writing process, the same way the editorial policy describes: for structure, for editing passes, and for catching lazy phrasing in my own drafts. AI does not generate the claims published on this site, and it does not supply the facts. Every figure here is one I verified myself against a primary source before it was published. If you ever find a number that reads like it came from a model instead of a source, tell me. That would be a mistake I want to catch.

Links to other sites

This site sometimes links to third-party pages, mostly primary sources like IRS.gov or FinCEN. I don’t control those sites and I’m not responsible for what’s on them.

Fair use

Where I reference third-party material, it’s for commentary, education or citation, consistent with fair use principles under applicable copyright law.

One official site

nutrizoe.in is the only site I run under this name. I’m not affiliated with any other domain using a similar name.

Corrections

If you find something wrong here, email me. Corrections get priority, and I note what changed on the post itself, per the editorial policy.

By using this site, you’re agreeing to this disclaimer. Last updated 17 September 2026.