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Posts by Aradhana Sharma

Home » Archives for Aradhana Sharma » Page 3

About Aradhana Sharma
I am Aradhana Sharma, a financial consultant for small-scale businesses, based in Delhi. After twelve years living and working in the United States, I returned to India in 2019. That dual experience is why the NRI money guides I write for NutriZoe treat the process of leaving as carefully as the realities of arriving. I have spent nine years self-employed across seven global platforms and teach business and finance courses on Udemy. On NutriZoe I write about the practical financial systems, planning frameworks, and operational tools that matter to Indians who have moved to the US. I also explain general visa processes and share experiences, I am a licensed financial advisor. Anyone who wishes to verify my credentials can request my license details directly; I share them without hesitation. Nothing I write is personalized advice.
How Much Do You Need? A Guide to the Freelance Retirement Calculator
Posted inFreelancer Retirement

How Much Do You Need? A Guide to the Freelance Retirement Calculator

Reviewed 11 September 2026. Figures on this page were checked against IRS.gov on that date. Contribution limits and thresholds change every year, so if a number here no longer matches…
Posted by Aradhana Sharma March 5, 2026
The HSA for Freelance Retirement: A Triple-Tax-Advantaged Strategy
Posted inFreelancer Retirement

The HSA for Freelance Retirement: A Triple-Tax-Advantaged Strategy

Reviewed 11 September 2026. Figures on this page were checked against IRS.gov and Publication 969 on that date. Contribution limits and thresholds change every year, so if a number here…
Posted by Aradhana Sharma March 5, 2026
Maximize Your Wealth: Freelance Tax Deductions for Retirement Explained
Posted inFreelancer Retirement

Maximize Your Wealth: Freelance Tax Deductions for Retirement Explained

Reviewed 11 September 2026. Figures on this page were checked against IRS.gov on that date. Contribution limits and thresholds change every year, so if a number here no longer matches…
Posted by Aradhana Sharma March 5, 2026
SEP IRA vs Solo 401(k): Which is the Best Retirement Plan for You?
Posted inFreelancer Retirement

SEP IRA vs Solo 401(k): Which is the Best Retirement Plan for You?

SEP IRA vs Solo 401(k): Which is the Best Retirement Plan for You? Analysing the core architecture of freelance retirement accountsWhy the brokerage industry steers you toward the SEP IRAThe…
Posted by Aradhana Sharma March 5, 2026
Retirement Savings for Freelancers: 3 Fail-Safe Systems to Build Wealth on Irregular Income
Posted inFreelancer Retirement

Retirement Savings for Freelancers: 3 Fail-Safe Systems to Build Wealth on Irregular Income

Reviewed 11 September 2026. Figures on this page were checked against IRS.gov on that date. Contribution limits and thresholds change every year, so if a number here no longer matches…
Posted by Aradhana Sharma March 5, 2026
Solo 401(k) for Freelancers: The Ultimate Guide to Maximize Savings in 2026
Posted inFreelancer Retirement

Solo 401(k) for Freelancers: The Ultimate Guide to Maximize Savings in 2026

Reviewed 11 September 2026. Figures on this page were checked against IRS.gov on that date. Contribution limits and thresholds change every year, so if a number here no longer matches…
Posted by Aradhana Sharma March 5, 2026
Freelance Retirement Planning: 7 Essential Steps to Secure Your Future
Posted inFreelancer Retirement

Freelance Retirement Planning: 7 Essential Steps to Secure Your Future

Reviewed 11 September 2026. Figures on this page were checked against IRS.gov on that date. Contribution limits and thresholds change every year, so if a number here no longer matches…
Posted by Aradhana Sharma March 5, 2026

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Mind Bending Topics

  • Australia Student Visa Spouse After Grant: Urgent Checks for Indian Couples
  • F1 visa rejection under 214(b): Aradhana Sharma discusses whether an Indian student should reapply after checking what changed, university deadlines, and family costs on NutriZoe.
    F1 Visa Rejection Under 214(b): Should an Indian Student Reapply?
  • Aradhana Sharma explains F-1 visa 221(g) for Indian students, from the interview notice to the next decision.
    Your F-1 Interview Ended With 221(g): What I Would Do Before the Intake Slips Away
  • US master's education loan backup plan for Indian families weighing visa refusal, delayed US work, and repayment, discussed by Aradhana Sharma on NutriZoe.
    Before Borrowing for a US Master’s, I Would Ask What Happens if the Plan Changes
  • Shudarshani’s “one more year” promise frames the NRI return dilemma in Aradhana Sharma’s account of Indian families in America weighing moving back to India against the life they have built in the US.
    The Unsettling NRI Return Dilemma: Shudarshani on Moving Back to India

Recent Comments

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